Best Annuity Rates

The tables below give an indication of which annuity providers pay the most generous rates. The figures are based on a pension fund of £100,000, without any tax free cash lump sum being taken with the annuity paid monthly in arrears.

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  Annuity Provider Annuity Income (£) Annuity Provider Annuity Income (£)
  60 year old male 60 year old female
Single Life Annuity, level with no guarantees Aviva 5,560 Aviva 5,338
Single Life Annuity, level with a 5 year guarantee Aviva 5,542 Aviva 5,328
Single Life Annuity, level, indexed with RPI Aviva 3,141 Aviva 3,002
Joint Life Annuity, 50% spouse's annuity, level with no guarantees. Aviva 5,289 Aviva 5,173
Joint Life Annuity, 100% spouse's annuity, level with no guarantees. Aviva 4,913 Aviva 4,935
  65 year old male 65 year old female
Single Life Annuity, level, with no guarantees. Aviva 6,215 Aviva 5,973
Single Life Annuity, level, with a 5 year guarantee. Canada Life 6,182 Aviva 5,951
Single Life Annuity, level, indexed with RPI. Aviva 3,885 Aviva 3,614
Joint Life Annuity, 50% spouse's annuity, level with no guarantees. Aviva 5,748 Canada Life 5,590
Joint Life Annuity, 100% spouse's annuity, level with no guarantees. Canada Life 5,272 Aviva 5,275
  70 year old male 70 year old female
Single Life Annuity, level, with no guarantees. Aviva 7,230 Aviva 6,857
Single Life Annuity, level, with a 5 year guarantee. Canada Life 7,146 Aviva 6,802
Single Life Annuity, level, indexed with RPI. Aviva 4,936 Aviva 4,557
Joint Life Annuity, 50% spouse's annuity, level with no guarantees. Aviva 6,516 Canada Life 6,346
Joint Life Annuity, 100% spouse's annuity, level with no guarantees. Canada Life 5,930 Canada Life 5,930
  75 year old male 75 year old female
Single Life Annuity, level, with no guarantees. Aviva 8,719 Aviva 8,132
Single Life Annuity, level, with a 5 year guarantee. Canada Life 8,524 Canada Life 8,011
Single Life Annuity, level, indexed with RPI. Aviva 6,285 Canada Life 5,715
Joint Life Annuity, 50% spouse's annuity, level with no guarantees. Aviva 7,695 Canada Life 7,432
Joint Life Annuity, 100% spouse's annuity, level with no guarantees. Canada Life 6,883 Canada Life 6,883

 

Please note that annuity rates are subject to change. The annuity rates above are only meant to be a rough guide and are not guaranteed. The above figures are accurate as at 25th November 2011.