With Profits Annuity Past Bonus Rate Declarations
Assessing past with profit bonus declarations can be useful in determining actuarial generosity and assist you in selecting a realistically sustainable Anticipated Bonus Rate (ABR). This is not as straightforward as it may seem since bonuses often depend on the length of time you have held the annuity. Nevertheless the following section should help clarify past bonuses declared and allow you to see the differences in past performance
Liverpool Victoria With Profits Annuity Bonus Rates
Historical With profits Annuity Bonus Rates:
The table below show historical bonus rates declared by Liverpool Victoria.
| Year | Bonus Declared |
|---|---|
| 2001 | 5% |
| 2002 | 4.75% |
| 2003 | 3.5% |
| 2004 | 3.5% |
| 2005 | 3.5% |
| 2006 | 3.5% |
| 2007 | 3.5% |
Norwich Union With Profits Annuity Bonus Rates
With profits Annuity bonus rates can depend on when you take out the policy. The table below show historical bonus rates declared by Norwich Union.
| For plan Anniversaries Between | Regular Bonus Rate | Additional Bonus Rate |
|---|---|---|
| July 2000 & 30 January 2001 | 5.5% | 1.0% |
| 31 January 2001 & 31 January 2002 | 5.5% | 1.0% |
| 1 February 2002 & 31 January 2003 | 5.0% | 0.0% |
| 1 February 2003 & 31 January 2004 | 4.0% | 0.0% |
| 1 February 2004 & 31 January 2005 | Various - see below | |
| Commencement in 2000: | 3.0% | 0.0% |
| Commencement in 2001: | 3.0% | 0.0% |
| Commencement in 2002: | 3.0% | 1.0% |
| Commencement in 2003: | 3.0% | 3.0% |
| 1 February 2005 & 31 January 2006 | Various - see below | |
| Commencement in 2000: | 2.0% | 0.0% |
| Commencement in 2001: | 2.0% | 0.0% |
| Commencement in 2002: | 2.0% | 3.0% |
| Commencement in 2003: | 2.0% | 5.0% |
| Commencement in 2004: | 2.0% | 2.0% |
| 1 February 2006 & 31 January 2007 | Various - see below | |
| Commencement in 2000: | 2.0% | 0.0% |
| Commencement in 2001: | 2.0% | 0.0% |
| Commencement in 2002 : | 2.0% | 10% |
| Commencement in 2003 : | 2.0% | 12% |
| Commencement in 2004 : | 2.0% | 8% |
| Commencement in 2005 : | 2.0% | 4% |
Legal & General With Profits Annuity Bonus Rates
For past with profit annuity bonus declarations, click here: Legal & General With Profit Annuity Rates.
Prudential With Profits Annuity Bonus Rates
For past with profit annuity bonus declarations, click here: Prudential With Profit Annuity Rates.